What is long-term care and is it something I will require?
While many individuals believe they may not necessitate long-term care, studies indicate that there is a likelihood of needing it at some stage in life. Age is not the sole determining factor. A chronic ailment or severe injury that impedes independent living or self-care can arise regardless of age. Additionally, there is a common misconception that health insurance or Medicare will fully cover the expenses associated with long-term care, which is typically not the case. Therefore, it is crucial to establish a comprehensive plan. Our advisors are available to assist you in determining the most suitable option for you and your family.

Disability Income:
Tailored disability insurance for your lifestyle.
Were you aware that approximately one in four individuals will experience a disability before turning 67? Disability insurance is specifically crafted to safeguard your income by substituting a portion of your earnings if you become too ill or injured to work. This coverage provides peace of mind, ensuring that your financial obligations are met, preserving your standard of living, and maintaining the continuity of your financial strategy, allowing you to concentrate on recovery.